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2013年全國碩士研究生入學統(tǒng)一考試英語（二）試題
Section I Use of English
Directions:
Read the following text.Choose the best word(s)for each numbered blank and mark A,B,C or D on ANSWER SHEET 1.(10 points)
?、貵iven the advantages of electronic money,you might think that we would move quickly to the cashless society in which all payments are made electronically.②1 a true cashless society is probably not around the corner.③Indeed,predictions have been 2 for two decades but have not yet come to fruition.④For example,Business Week predicted in 1975 that electronic means of payment“would soon revolutionize the very 3 of money itself,”only to 4 itself several years later.⑤Why has the movement to a cashless society been so 5 in coming?
?、貯lthough e-money might be more convenient and may be more efficient than a payments system based on paper,several factors work 6 the disappearance of the paper system.②First,it is very 7 to set up the computer,card reader,and telecommunications networks necessary to make electronic money the 8 form of payment.③Second,paper checks have the advantage that they 9 receipts,something that many consumers are unwilling to 10.④Third,the use of paper checks gives consumers several days of“float”—it takes several days 11 a check is cashed and funds are 12 from the issuer’s account,which means that the writer of the check can earn interest on the funds in the meantime.⑤13 electronic payments are immediate,they eliminate the float for the consumer.⑥Fourth,electronic means of payment may 14 security and privacy concerns.⑦We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information 15 there.
①The fact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and 17 from someone else’s accounts.②The 18 of this type of fraud is no easy task,and a new field of computer science is developing to 19 security issues.③A further concern is that the use of electronic means of payment leaves an electronic 20 that contains a large amount of personal data on buying habits.④There are concerns that government,employers,and marketers might be able to access these data,thereby violating our privacy.
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