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2013年全國碩士研究生入學(xué)統(tǒng)一考試英語（二）試題
Section I Use of English
Directions:
Read the following text.Choose the best word(s)for each numbered blank and mark A,B,C or D on ANSWER SHEET 1.(10 points)
?、貵iven the advantages of electronic money,you might think that we would move quickly to the cashless society in which all payments are made electronically.②1 a true cashless society is probably not around the corner.③Indeed,predictions have been 2 for two decades but have not yet come to fruition.④For example,Business Week predicted in 1975 that electronic means of payment“would soon revolutionize the very 3 of money itself,”only to 4 itself several years later.⑤Why has the movement to a cashless society been so 5 in coming?
?、貯lthough e-money might be more convenient and may be more efficient than a payments system based on paper,several factors work 6 the disappearance of the paper system.②First,it is very 7 to set up the computer,card reader,and telecommunications networks necessary to make electronic money the 8 form of payment.③Second,paper checks have the advantage that they 9 receipts,something that many consumers are unwilling to 10.④Third,the use of paper checks gives consumers several days of“float”—it takes several days 11 a check is cashed and funds are 12 from the issuer’s account,which means that the writer of the check can earn interest on the funds in the meantime.⑤13 electronic payments are immediate,they eliminate the float for the consumer.⑥Fourth,electronic means of payment may 14 security and privacy concerns.⑦We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information 15 there.
?、賂he fact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and 17 from someone else’s accounts.②The 18 of this type of fraud is no easy task,and a new field of computer science is developing to 19 security issues.③A further concern is that the use of electronic means of payment leaves an electronic 20 that contains a large amount of personal data on buying habits.④There are concerns that government,employers,and marketers might be able to access these data,thereby violating our privacy.
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